A tradition of excellence
A Service-Oriented Financial Firm
Our executive team has over 70 years combined experience in the financial industry. Unlike many in this industry, everyone on our team is committed to the idea that financial service should be just that, a service, not a sale. As a fee-only firm, we do not make commissions from selling products. Our goal is to serve our clients’ best interests at all times in a friendly, prompt and efficient manner. We serve our clients not only with asset management, but also in helping them find the right solutions for all their financial needs and concerns.
William “Richard” Tomes, Jr., CFP® is the president of Total Wealth Planning and Management, Inc. After 15 years of experience advising and managing money for families, trusts, small businesses and non-profits at Merrill Lynch, Mr. Tomes founded an independent firm in February 2012 where he could promote and provide service-oriented, client-centered financial advice and management. In 2014, the firm changed its name from Tomes Wealth Planning and Management, Inc. to Total Wealth Planning and Management, Inc. Richard did not come to his profession through the traditional route. He began his early adult life as on ordained minister. He was ordained by the Oklahoma College of the Bible. His interest in linguistics led him to study Russian and to become a missionary in Russia. While teaching English as a foreign language at Ushinsky Pedagogical Institute in Yaroslavl’, Russia, he finished a Russian language program there. He also attended Oklahoma Christian College, and studied Russian and linguistics at the University of Oklahoma and the Russian Centre at Sunset School of Slavic Studies. When the Soviet Union fell, Russia became a land of opportunity and was flooded with business people from the West who needed someone with Richard’s understanding of the culture and ability to speak Russian fluently to assist them in navigating the vast array of possibilities. So, in 1992, Richard founded a consulting company that offered these services. Over the next four years, Richard fulfilled a variety of senior businesses roles, such as the Commercial Director of an import-export company, the Treasurer of a petroleum consulting firm and member of the Board of Directors of several firms, including a petroleum producing joint venture. Additionally, he was involved in other areas of natural resources, multimedia and software production. At the end of 1996, having worked in and around Russian-related activities since 1984, Richard decided to return to the Unites States. In February of 1997, Richard joined Merrill Lynch’s Private Client Group in New Jersey as a Financial Consultant. His experience and interest in business and asset management acquired during his time in business in Russia, combined with his desire to help and serve others, made this career path a perfect fit. He remained at Merrill Lynch until February 2012, when he founded Tomes Wealth Planning and Management, Inc. Richard holds the Series 65 securities licenses and formerly held the Series 63, 7, 9 and 10. He serves geographically diverse clients. In order to better serve and advise his clients, he became a Certified Financial PlannerTM certificant in 2004. Richard now resides in Ponte Vedra, Florida, with his wife and their three dogs. Believing that face-to-face meetings are essential to understanding how to best serve his clients, Richard travels extensively throughout the year. He also spends a substantial amount of time in the Philadelphia area so that he can serve his many clients in the Mid-Atlantic and Northeast. He has two grown children. Richard is a private pilot and aviation enthusiast. Some of his other interests and hobbies include guitar, chess, the study of history, philosophy and political science. Richard is a member of the Financial Planning Association and the Academy of Political Science.
Principal, Sr. Financial Advisor
Alex is a Principal and Senior Financial Advisor at Total Wealth Planning and Management, Inc. (“TWPM”). After 21 years of experience in the financial services industry, Alex decided to join TWPM as a co-owner in April of 2017. Alex joined the Registered Investment Advisor firm so he could provide unbiased, autonomous, financial advice while being held to the fiduciary standard as defined under the US Investment Advisers Act of 1940. Alex started his career as a Financial Advisor in 1997 at Merrill Lynch’s Private Client Group in Paramus, New Jersey. While there, Alex achieved the Certified Financial Manager designation and completed the Professional Development Program. Upon completion, Alex was promoted to Manager and relocated to Santa Rosa, California, to open a new branch for Merrill Lynch. After realizing his true passion was helping people reach their financial goals (as opposed to management duties), he returned to the New Jersey office of Merrill Lynch a year later and resumed working as a Personal Financial Advisor. In 2004, Alex joined UBS Financial Services as Account Vice President and relocated to Ponte Vedra Beach, Florida. After 3 years at UBS, Alex decided to move to Raymond James and Associates as Vice President of Investments. While at Raymond James and Associates, he achieved the Certified Divorce Financial Analyst (CDFA) and the Wealth Management Specialist (WMS) designations. Alex holds the Series 65 securities license. He has also held the Series 63, 7, and 31 securities licenses. Born and raised in the Bronx, New York, Alex spends time in both the Northeastern United States and Florida serving his clients. Alex is married to his wife of 25 years, Lily, and they have three sons, Alex Jr., Christopher, and Daniel. Alex enjoys spending time with his family, traveling, and is an avid golfer.
Nancy’s mission is to help her clients make smart choices about their money so they can enjoy the results of their years of hard work and the accumulation of funds from that. Her role at Total Wealth Planning and Management is to help you make well-informed decisions about your investments, retirement plans, and personal finances. Her investment strategies are designed with the goal of helping you optimize your return potential while targeting to lower the volatility of your investment portfolio. Nancy’s clients are primarily business owners, self-employed professionals, and retirees or pre-retirees. They are financially successful, experienced, and prudent investors with an average portfolio size of $1 million or more. While each of her clients is unique, they all have one thing in common: they want unbiased financial and investment advice from experienced professionals. They have worked hard for their money, and they want her to help them to preserve, protect, and enhance their financial security. Risk management is essential in today’s markets. Nancy graduated from Duke University with a BA in business administration. She has continued her professional education, accumulating knowledge and experience in asset allocation, financial planning, and risk management. With more than 25 years of service in the financial services industry, she was one of the first female financial advisors in the Jacksonville area. She has been affiliated with several of the large brokerage firms in Jacksonville, and chose to join the ranks of Registered Investment Advisory firms in order to have the ability to offer her clients the benefits of unbiased advice. When she is not in the office, her most favorite past time is sailing and hiking in Maine. She can frequently be found “wrapped up” in a mystery novel. Favorite times are times spent with friends in Jacksonville and family in North Carolina.
Director of Client Reporting
Kim Mortensen, Investment Executive, was born in Brooklyn, NY, the son of Danish immigrant parents. Kim was raised in Clifton, NJ, where he graduated in the top 3% of his High School class. He graduated from SUNY Stony Brook with a Bachelor of Engineering (Electrical) degree in 1971. That same year, Kim joined US Air Force. He had a long and distinguished military aviation career. He was named Distinguished Graduate from Officer Training School and Undergraduate Pilot Training. He served on active duty through the Viet Nam era, flying the C-141 transport out of McGuire Air Force Base New Jersey. Other theatres and operations in which he served include: Nicaraguan Earthquake Relief, Grenada Combat support, Panamanian Regime Change, Operations Desert Shield and Desert Storm, urgent aeromedical evacuation missions, Presidential and State Department Support, Operation Provide Comfort and the Balkans Conflict. Kim’s military awards and distinctions include: Instrument Pilot Instructor School, positioning him as the primary Instrument pilot for the squadron, Chief of Pilot Section and a simulator instructor. He was awarded the Air Medal, the Aerial Achievement Medal, Southwest Asia Service Ribbon, Meritorious Service Medal, Humanitarian Service Medal, etc. Kim left active duty in 1978, but continued to serve in the US Air Force Reserve including activation for Operation Desert Storm until his retirement as a Lt. Colonel in 2002. Most of Kim’s post-active duty career has revolved around aviation. Kim joined Eastern Air Lines in 1978 as a pilot and instructor/check airman. In 1989, Kim began flying for USAirways, where he continued in that capacity, except when he was called to active duty for Desert Storm and when he was furloughed by USAirways during economic downturns. While on furlough from USAirways, Kim continued to serve in the Air Force Reserves. He also worked as a project engineer for several firms on FAA developmental efforts at the now William Hughes FAA Technical Center in Pomona, NJ. Kim was on the ground floor of KIWI International Airlines out of Newark, NJ, from 1994-1996, serving for some of that period as Director of Operations. During his time at KIWI, the airline was lauded as the Conde Naste Airline of the year for its service and reliability. With his extensive military, corporate and managerial experience, Kim was invited to join Merrill Lynch in 2003. Kim became partner in the Tomes-Mortensen Group at Merrill Lynch. He was responsible for financial planning, portfolio management and construction and generally advising clients on a range of financial issues. When offered to return to flying for USAirways, he decided to take their offer. However, he enjoyed working in the financial field and served on the Pilot's Retirement and Insurance Committee while he also worked part-time with Walnut Street Securities, finding the flying schedule conducive to these activities. Having completed his flying career with USAirways, Kim is honored to be working closely with Richard Tomes once again as a partner at Total Wealth Planning and Management, Inc. He also continues to consult for the FAA and participate in aviation research activities as time and schedule allow. Kim holds the Series 66 securities license and formerly held the Series 7. Kim has made Medford, NJ, home since 1980, where he and his wife now live. He has two daughters and is very active in his community, does extensive volunteer work with non-commercial radio (WXPN), New Jersey Mystics Girls Softball and with the Chairville School recreational running program, Cheetah Runners. He is an active member of the Reserve Officers Association, the VFW and has participated for 10 years in the National MS Society City to Shore Bike tour.
Client Service Manager
Aimee joined Total Wealth Planning and Management as Client Service Manager in March, 2016. She has more than 15 years of experience in the Financial Services Industry. Aimee began her banking career serving retail clients and working with IRA plans. She then moved on to progressively higher level positions throughout her tenure with multiple financial institutions, achieving an Assistant Vice President title while working with issuers of asset-backed secured student loan debt. She specialized in the movement and investment of large amounts of cash and fixed income securities, requiring her to be very efficient and detail-oriented. During her time as Assistant Vice President, Aimee negotiated legal documents, provided advice to her clients in regards to complex cash flows and closed intricate bond transactions, some of which were issued in amounts in excess of one billion dollars. The nature of this work required her to be very compliance and regulatory focused. Throughout her time working in public finance, Aimee worked with and assisted attorneys, financial advisors, investment bankers and C-Suite level professionals. Originally from the suburbs of Philadelphia, Aimee spent much of her adult life in the Jacksonville/St. Augustine, Florida area. She eventually moved to South Carolina where her focus was on raising her children. She became actively involved with the schools, creating the yearbook for three years and organizing volunteers for school functions. She is a Founding Member of the Chapin Junior Woman’s Club, serving as the Associate Vice President of Publicity for the Club’s first two years. This Club was created to bring together professional women for the purpose of providing philanthropic and social opportunities within the community. Aimee holds a Bachelor of Science degree in Criminology from Florida State University. Throughout her professional career and her time serving in the schools and the Junior Woman’s Club, she has discovered a passion for helping others and has continued to nurture her interests in photography, media arts, and technology. Aimee recently relocated to Atlanta, Georgia where she lives with her husband and two daughters.
Kimberly manages the day-to-day business operations, payroll, benefits, etc., so that Richard, Kim and Aimee can focus on our clients. Kimberly Spanolia is a former business owner and has an aviation background.
Special Projects Manager
Liliana is the Special Projects Manager at Total Wealth Planning & Management, Inc. (“TWPM”). Liliana began her career at the United Nations Development Fund for Women (UNIFEM) as a Program Assistant for the Latin American and Governance Section. UNIFEM is an organization that provides financial and technical support to programs that promote women's rights, political participation and economic security. Liliana has worked as an Executive Assistant to the President of the Social Science Research Council, a non-profit organization dedicated to advancing research in social sciences worldwide. Liliana was born in Bogotá, Colombia and came to the United States when she was eleven years old. Being fluent in Spanish, along with her desire to teach, led her to join L.E.E. (Language Exploration Enrichment), a non-profit organization that offers fun, intensive language instruction to elementary school students. Liliana also has a passion for dance and fitness and became a certified yoga instructor and teaches Zumba. Liliana’s greatest passion is her family. Her oldest son just graduated from college and she has twins that are currently in their junior year of college.
To serve our clients as a service organization, not as a sales organization; to provide comprehensive financial solutions for our clients based on sound planning, taking as little risk as prudent in working to help achieve our clients’ individual goals.